Terms of Service

Acceptance

By using Cognitive AI Index you agree to these terms. If you disagree, do not use the service.

Use of the service

You can take any module free. Paid unlocks are tied to your email address; you may not transfer or resell access. Don’t scrape, reverse-engineer, or abuse the API. Don’t use the service for hiring, lending, insurance, or any legally regulated personnel decision — it’s a self-knowledge tool, not a clinical or diagnostic instrument.

Pricing and billing

Module unlocks are one-time. Pro Monthly bills monthly. Pro Annual bills yearly. Lifetime is a single payment. Cancel any time — your access continues to the end of the paid period. We use Stripe for all payments.

Refunds

7-day no-questions-asked refund on any paid unlock. See our Refund Policy.

Disclaimer

Our assessments are inspired by validated psychological frameworks. They are not clinical diagnostic tools and do not replace professional psychological evaluation. The Coach is an AI advisor, not a therapist or medical professional. If you’re in crisis, contact emergency services or a licensed clinician.

Intellectual property

The site, scoring engines, Mind Map visual, and report templates are ours. Your answers and your reports are yours — you can export and delete them at any time.

Termination

We can terminate accounts that abuse the service. You can terminate yours any time by emailing us.

Governing law

State of Victoria, Australia.

Contact

hello@cognitive-ai-index — Melbourne, Australia.